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Terms
of Use:
AGREEMENT BETWEEN
USER AND INTERNET FINANCIAL SERVICES
This Web site is
offered to you, the "User," conditioned on your acceptance without modification,
of the terms, conditions, and notices contained in this agreement. Your
use of this Web site constitutes your agreement to all such terms, fees,
conditions, and notices.
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All
of the information I have provided in this membership request form is true
and complete.
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I
authorize Internet Financial Services to draft a one time membership
participation fee.
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I
understand that Internet Financial Services will keep this membership active,
whether or not I am qualified or approved for a loan thru the members only
site.
CREDIT ORIGINATION
SERVICES
Internet Financial
Services is not a lender and does not make loans or credit decisions or
offers in connection with loans. Internet Financial Services does not endorse,
recommend or favor the products of any participating service. Internet
Financial Services is not an agent of either you, the User, or any participating
service. Internet Financial Services services are administrative and consultative
only. You should rely on your own judgment in deciding which available
product best suits your needs and financial means. The service you select
is solely responsible for its services to you, and you agree that Internet
Financial Services shall not be liable for any damages or costs of any
type arising out of or in any way connected with your use of such services.
Lenders are not attempting to make loans or credit offers outside of their
authorized states or country by participating in and offering their products
on this Web site. Internet Financial Services and/or participating services
expressly reserve the right to discontinue, suspend or terminate the offering
of any product in any specific state through this Web site. Internet Financial
Services does not guarantee acceptance into any particular loan program
or specific loan terms or conditions with any participating service; credit
approval standards are established and maintained solely by individual
lenders. Likewise, Internet Financial Services does not guarantee that
the terms or rates offered and made available by participating services
through this Web site are the best terms or lowest rates available in the
market. Unless expressly stated in writing, nothing contained herein shall
constitute an offer or promise for a loan commitment or interest rate lock-in
agreement. Internet Financial Services is a resource service to you, the
User. However, Internet Financial Services may be paid a fee by some participating
services for its goods, facilities and/or services thru an affiliate system.
Your use of this Web site constitutes agreement with this compensation
arrangement.
COPYRIGHT AND
TRADEMARK NOTICES
All contents of
this Web site are: Copyright © 2006 Internet
Financial Services and/or its suppliers or participating services, 1919 South Laramie Street, Peoria, IL. U.S.A. All rights reserved. Internet
Financial Services is a service mark of Peoples Credit Services. Other
product and company names mentioned herein, including the names of participating
services, may be the trademarks of their respective owners.
DISCLAIMERS AND
LIMITATIONS
Internet Financial
Services intends that the information contained in this Web site be accurate
and reliable; however, errors sometimes occurs. In addition, changes and
improvements to the information provided herein may be made by Internet
Financial Services at any time. THIS WEB SITE AND THE INFORMATION, SOFTWARE,
PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS." INTERNET
FINANCIAL SERVICES AND/OR ITS SUPPLIERS OR PARTICIPATING SERVICES DISCLAIM
ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER
WHATSOEVER RELATING TO THIS WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS
AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED
WARRANTIES OF MERCHANT ABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE,
AND NON INFRINGEMENT. USE OF THIS WEB SITE IS AT YOUR OWN RISK. INTERNET
FINANCIAL SERVICES AND/OR ITS SUPPLIERS OR PARTICIPATING SERVICES ARE NOT
LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL
DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE
USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE,
OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH
THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER
RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTIOUS BEHAVIOR,
NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF INTERNET FINANCIAL SERVICES
AND/OR ITS SUPPLIERS HAD BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME
JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE
ABOVE EXCLUSION MAY NOT APPLY TO YOU.
INDEMNITY
As a condition
of use of this Web site, you agree to indemnify Internet Financial Services
and its suppliers and participating services from and against any and all
liabilities, expenses (including attorneys' fees) and damages arising out
of claims resulting from your use of this Web site, including without limitation
any claims alleging facts that if true would constitute a breach by you
of this agreement.
LINKS TO THIRD
PARTIES
This Web site contains
links to Web sites maintained by third parties. Such links are provided
for your convenience and reference only. Internet Financial Services does
not operate or control in any respect any information, software, products
or services available on such Web sites. Internet Financial Service's inclusion
of a link to a Web site does not imply any endorsement of the services
or the site, its contents, or its sponsoring organization.
ERRORS AND DELAYS
Internet Financial
Services is not responsible for any errors or delays in responding to a
membership request form caused by an incorrect e-mail address provided
by you or other technical problems beyond our reasonable control.
GENERAL
This agreement
shall be subject to and construed in accordance with the laws of the State
of Illinois, excluding its conflict of law principles. You hereby consent
to the exclusive jurisdiction and venue of courts in Peoria, IL.,
U.S.A., in all disputes arising out of or relating to the use of this Web
site. Use of this Web site is unauthorized in any jurisdiction that does
not give effect to all provisions of these terms and conditions, including
without limitation this paragraph. This agreement constitutes the entire
agreement between you and Internet Financial Services and it supersedes
all prior or contemporaneous communications, promises and proposals, whether
oral, written or electronic, between you and Internet Financial Services
with respect to this Web site and information, software, products and services
associated with it. If any part of this agreement is determined to be invalid
or unenforceable pursuant to applicable law including, but not limited
to, the warranty disclaimers and liability limitations set forth above,
then the invalid or unenforceable provision will be deemed superseded by
a valid, enforceable provision that most closely matches the intent of
the original provision and the remainder of the agreement shall continue
in effect. A printed version of this agreement and of any notice given
in electronic form shall be admissible in judicial or administrative proceedings
based upon or relating to this agreement to the same extent and subject
to the same conditions as other business documents and records originally
generated and maintained in printed form. All rights not expressly granted
herein are reserved.
PLEASE PRINT
OR DOWNLOAD A COPY OF THIS AGREEMENT FOR YOUR RECORDS.
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